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Asia Email List Asia Email List
Jul 17, 2022
In Wellness Forum
Singapore, which is close to taiwan, is led by the government, which encourages financial innovation through the supervision sandbox. For example, policypal manages, integrates and simplifies personal insurance policies with a mobile app. With the core technology of facial recognition, it can speed up the confirmation of the identity of the insured, and can automatically collect various activity information of the insured, and use artificial intelligence to calculate reasonable premiums for reference. , and can even advertise "Today's auto insurance discount" on the internet to attract people to apply for insurance34 ; another example is directasia , which applies online insurance to directly provide customers with insurance products, and can freely adjust the premium and scope. The challenge of insurance digitalization in taiwan, three directions that can be worked hard On the other hand, in taiwan, although online logo design insurance has been implemented, it is limited, and what the public can obtain is only a "Simple version" insurance service. If the digitalization of insurance is an inevitable development trend, referring to foreign systems, taiwan's policies can be considered in the following directions: 1. Fintech development: national policies should be able to support the development of fintech and build a fintech ecosystem so that technology can serve the financial needs of consumers. 2. Implement financial innovation: whether it is through mechanisms such as "Supervision sandbox" or "Business trial", policies must accelerate financial innovation3. Digital financial governance: globalization and digitalization are challenging the current supervisory authority to control the country's financial pulsating role. Supervision agencies must have digital thinking and think about digital financial governance methods to ensure financial stability and information security.
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